Injala Solutions and its affiliated companies respect you and your right to privacy.

Our mission is to provide you with superior products and services while assuring the privacy and security of your personal information.

We value your trust, and we believe that you should know about the information we collect about you, the measures we take to safeguard it, and the situations in which we might share your information.

This Privacy Notice explains our policies and practices regarding your non-public personal information in our current records.

We reserve the right to amend, modify or supplement our privacy policy at any time in accordance with applicable law. If we make changes to our privacy policy, we will provide you with a copy of a revised Notice as required by applicable law.

This Privacy Notice describes only our policy and does not apply to your relationships with other financial service providers that are not affiliated with Injala Solutions, such as insurance companies that Injala Solutions represents or from which it obtains insurance products/services for you. Their privacy policies and information practices govern how they collect, use and disclose information about you.

Information We Collect About You

We collect non-public personal information about you from the following sources in order to help serve your insurance needs, develop and offer new products or services, and fulfill legal and regulatory requirements:

• Information obtained directly from you (such as what you provide on applications and other forms you submit to us, from your dealings with us and others i.e., name, address, social security number, prior insurance information, etc.);
• Information related to your transactions with us and/or our affiliates (including your insurance coverage selections and premiums, payment and claims history, etc.);
• Information we receive from nonaffiliated parties;
• Information that we receive from consumer reporting agencies (consumer credit history, motor vehicle records, claims history report, etc.).

Limits on Sharing Your Information

We may disclose information about you to our affiliates and use that information in order to provide you complete insurance, financial and risk solutions. We do not share your nonpublic personal information with non-affiliated third parties except in the following cases:

• To Service Providers in order to perform a business, professional or insurance transaction authorized or directed by you (such as insurance companies, underwriting companies, agents, claims representatives, insurance support organizations, securities brokers or dealers, etc.).
• To Joint Marketers in promoting services/products you may find of value. We only provide limited information needed to perform their services.
• In the sale, purchase or transfer of assets, or other change-of-control transaction.
• As required or permitted by law.

Measures We Take to Protect Your Information

We maintain appropriate physical, electronic and procedural safeguards to protect the information we collect about you.
Access to such information is restricted to employees and individuals who need to know the information to service your account or provide products and services to you. Employees who violate these confidentiality requirements are subject to our disciplinary process.

Injala Solutions also maintains and protects information through security-enhancing software such as virus and intrusion detection software, password protection on database access for employees, compliance audits, backup and recovery procedures and employee training. Where third parties provide support services to us, we require them to conform to our privacy standards.

To Review Your Information

You have the right to review your personal information in our records. If you believe any information in our records is incorrect, you may request in writing that the information be amended, corrected or deleted. We will investigate and amend, correct or delete the information you believe is incorrect if we can substantiate the error.

IMPORTANT - READ CAREFULLY

This End-User License Agreement (herein referred to as "Agreement") is a legal agreement between you (as an individual person and the legal entity the person is representing as a client of Injala, will be referred to in this Agreement as "you" or “your”) and Nourtek, Inc dba Injala (herein referred to as "Injala") for the online usage of Injala’s Portal (herein referred to as “Software”) an Application Services Provider (herein referred to as “ASP”) Software, which includes all software components and Web pages. By clicking "I agree", using any part of Software over the Web, you agree to be bound by the terms of this Agreement. If you do not agree to the terms of this Agreement, click “I Do Not Agree” to go back to the previously viewed Web page.

1. GRANT OF NON-EXCLUSIVE, LIMITED LICENSE

The Software is licensed, not sold. Any rights not clearly and expressly granted to you under this Agreement are reserved to Injala. Provided you have complied with this Agreement, Injala grants you the personal, perpetual (subject to termination as set forth below), non-exclusive, limited rights to use the Software over the Web on one or more computers, but with only one concurrent access to the Software per user, solely for the purpose of supporting operations of your business. Sharing of one user login between two individuals is not permitted. Notwithstanding anything to the contrary, you may not use the software in a resale capacity.

2. INTELLECTUAL PROPERTY RIGHTS

All right, title and interest in and to the Software (including but not limited to, any images, photographs, animations, video, audio, music, and text incorporated into the Software) are owned solely and exclusively by Injala. All intellectual property rights (including without limitation, copyrights, trade-marks, patents, trade secrets, trade names, industrial designs and all other intellectual and industrial property rights) in the Software are owned solely and exclusively by Injala. The Software is protected by copyright laws and international treaty provisions.

3. OTHER RESTRICTIONS

a) Limitations on Modifications or Reverse Engineering: You may not alter, modify, disassemble, decompile, reverse-engineer, or create derivative works of the Software. Non-compliance will result in termination of this agreement and all access to the Software will be revoked immediately. b) No Separation of Components: The Software is licensed as a single product, and neither the software components comprising the Software nor Web pages they are hosted in may be separated for use at anytime. c) Export: Any use of the Software or its technical data from anywhere in the world may be restricted by U.S. export control laws, and accordingly you agree that you are solely responsible for compliance with such laws before engaging in any such export.

4. PRIVACY

The Privacy Policy is incorporated into this Agreement to govern the gathering, use and disclosure of information collected from you. You may review the full text of the Injala Privacy Policy. All data is stored and processed by Injala on its servers within the United States.

5. LIMITED WARRANTY

Injala represents and warrants that: (a) it is a corporation duly organized, validly existing and in good standing under the jurisdiction of its formation; (b) it has all requisite power and authority to execute this Agreement and to perform its obligations hereunder; (c) the execution, delivery and performance of this Agreement has been duly authorized and this Agreement is a valid and binding contract enforceable in accordance with its terms; and (d) your use of any data, information, or materials, including without limitation the Branding Materials and any information provided by Injala does not and will not infringe, or constitute an infringement or misappropriation of any Proprietary Right of any third party. Injala hereby grant you a non-exclusive, non-transferable, fully paid license to use the Licensee Proprietary Rights only in accordance with the terms and conditions of this Agreement.

6. LIMITATION OF LIABILITY

(a) IN NO EVENT SHALL EITHER PARTY, OR ITS SUPPLIERS, BE LIABLE TO THE OTHER FOR ANY SPECIAL, CONSEQUENTIAL, INCIDENTAL, OR INDIRECT DAMAGES, HOWEVER CAUSED AND ON ANY THEORY OF LIABILITY, ARISING OUT OF THIS AGREEMENT, WHETHER OR NOT SUCH PARTY IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND NOTWITHSTANDING ANY FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED REMEDY. IN ANY CASE, Injala, SHALL NOT BE LIABLE FOR ANY DAMAGES. (b) Injala MAKES NO WARRANTIES, EXPRESS OR IMPLIED, WITH RESPECT TO ANY SERVICES PROVIDED UNDER THIS AGREEMENT, INCLUDING WITHOUT LIMITATION, IN CONNECTION WITH THIRD-PARTY APPLICATIONS, AND Injala SPECIFICALLY DISCLAIMS ALL OTHER WARRANTIES OR CONDITIONS REGARDING ANY SERVICES PROVIDED UNDER THIS AGREEMENT, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NONINFRINGEMENT. (c) Injala shall not be responsible for any delays, errors, failures to perform, interruptions or disruptions in the Licensor Services caused by or resulting from any act, omission or condition beyond Licensor's reasonable control, whether or not foreseeable or identified, including without limitation, acts of God, strikes, lockouts, riots, acts of war, governmental regulations, shortage of equipment, materials or supplies, fire, power failure, earthquakes, severe weather, floods or other natural disaster, Users or any third party's applications, hardware, software or communications equipment or facilities.

7. TERMINATION

The license can terminate automatically if you fail to comply with the terms, conditions, or limitations contained in this Agreement. On termination, you shall stop using the Portal Software online. Otherwise, this Agreement shall remain in force until terminated. You may terminate this Agreement at any time (with no obligation on the part of Injala) by ceasing all use of the Software online. The disclaimer of warranty and limitations on liability shall continue in force even after your rights to use the Software are terminated.

8. INFRINGEMENT

Injala shall indemnify and hold you harmless from any claim that the Software infringes or violates any patent, copyright, or other intellectual property right of any third party, provided you give Injala prompt notice of any such claim and Injala shall have control of the defense or settlement of any such claim. If your use of the Software is enjoined or is terminated by any settlement of such a claim, Injala shall modify the Software so that it retains substantially the same functionality but no longer infringes.

9. GOVERNING LAW

This agreement shall be governed exclusively by the laws of the state of Texas within the county of Dallas. The state of Texas, county of Dallas shall have jurisdiction over any matter arising out of or relating to this Agreement, and each of the Parties hereby submits to the exclusive jurisdiction of such courts.

10. MISCELLANEOUS

This document constitutes the entire agreement of the parties regarding the subject matter herein. To the extent that any provision of this Agreement is deemed to be invalid, illegal or unenforceable, such provision shall be severed and deleted or limited so as to give effect to the intent of the parties, and each remaining provision shall remain in full force and effect.